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Vehicle Dec 9,2022

Auto Leasing Basics

Auto Leasing Basics

There’s a shiny new Pontiac G6 parked in your next-door neighbor’s driveway. Standing proudly next to it is a gleaming new Jeep Grand Cherokee. This is the second time in four years that your neighbor and his wife have driven home on brand-new sets of wheels. Unless you live right next to state lottery winners or an organized crime family, there could be a more plausible explanation for your neighbors’ seemingly good fortune: they might be leasing.
What is automotive leasing?
Automobile leasing is paying for the use of the car, rather than paying for the car itself. Monthly lease payments are based on the projected cost of the vehicle’s depreciation over the period covered by the lease. For instance, suppose you lease a car valued at $20,000. Over the course of a three-year lease term, let’s suppose the car depreciates in value to $10,500. This depreciated value, also called the vehicle’s residual value, is subtracted from the car’s initial value. The difference between the two values, in this case $9,500, is what you will be paying for the duration of the lease. Leases typically last for two four years, with leases on high-end vehicles and luxury cars sometimes stretching up to five years. When your lease expires, you have the option of either buying the vehicle or moving on to a new lease.
What are the benefits and drawbacks of leasing?
Monthly lease payments are generally lower than monthly loan payments on the same vehicle, assuming that the lease and the loan have the same duration. Leasing lets you drive a new vehicle every few years depending on the length of your lease. Additionally, leasing allows you to drive a more expensive and feature-packed vehicle for the same monthly payment you’d be making to buy a lower-priced model. Your leased vehicle comes with a warranty while it’s in your use. Furthermore, automobile leasing saves you the trouble of selling your used car or trading it in when you’re ready to buy a new one. Moreover, you may also write off a portion of your lease payments as a business expense if you have a legitimate business use for the vehicle. Ask a qualified accountant or tax professional about the eligibility requirements for the tax write-off.
While leasing offers several benefits, it also has its share of drawbacks. One disadvantage is that vehicles on lease programs have annual mileage limits, usually 15,000 miles per year. If you exceed the mileage limit, you will be charged a predetermined amount for every excess mile. Another drawback to leasing is the slew of fees and charges that you will have to pay at the beginning and end of the lease. Among these additional fees are the lease acquisition fee, the lease disposal fee, and the lease finance charge. There are also extra charges for extended warranties, insurance coverage, and other items. Furthermore, if you terminate the lease before the lease period is over, you will be assessed an early termination penalty. Another disadvantage to leasing is that you will have to return the vehicle when the lease expires, unless you choose to purchase the vehicle at lease-end.

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Vehicle Dec 2,2022

Videos Make Buying Cars Easier

Videos Make Buying Cars Easier

Small business owners are using a very effective method of advertising to sell cars. They have incorporated the use of video technologies to offer automobiles for sale to the public and let them view these automobiles on their television. These automobile videos are a good way for people to see the true image of an automobile before they drive to a lot and talk to a salesperson.

Any car dealership could have thousands of automobiles on a lot at any given time. People can access some car dealerships on line, and spend the afternoon looking at each one on video tape if they so choose. The seller is always given an option of using videos to sell the car, and those that choose this option often sell their automobile quicker than someone who did not.

Several cable networks offer community bulletin boards which feature video ads to sell a variety of items. For one low fee, the average person can put their automobile up for sale and tape a video of the car while it is sitting in their driveway. These ads also provide the specifics of the sale offer on video for people throughout the local community to view at any time during the month.

While videos make buying cars easier, they can never replace the need for a person to make a personal inspection of the automobile. The videos used to sell cars will provide people with contact information so that they can arrange for an inspection of the vehicle when it is convenient for both parties. These videos can also serve to protect the public if there is a problem with the car shortly after sale. The condition of the automobile and the terms of sale are captured on video tape and can be used in court.

Some businesses organize car auctions and record videos of each automobile so that people in the back can view the automobile up close. There are usually several angles taken on video that will give a potential buyer a view of the automobile from the front, side, and rear. People truly enjoy being able to see video images of the interior of the car that include the front and backseat views.

Videos can prove very useful when they are used to sell cars, boats, and items used in water sports such as jet skis. Many car dealerships provide security on their automobile sales lot by running video cameras all night to record any type of vandalism or destruction that occurs on their property during the day, or at night. Some insurance companies give discounts on their insurance policies if video cameras are in use all of the time at a business.

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Vehicle Nov 25,2022

How To Get The Best Rates On Automobile Insurance In Florida

How To Get The Best Rates On Automobile Insurance In Florida

Automobile insurance is something you just have to buy if you want to drive a vehicle on any public roadway here in Florida. There’s no getting around it. Every time an insurance policy is cancelled for any reason the state of Florida is notified – and if a new insurance policy isn’t taken out immediately, the state has the power to revoke the uninsured vehicle’s registration tags, making it a crime to drive that vehicle.

The upshot of all of this is that virtually every driver wants to get the best rates on automobile insurance in Florida. The good news – it’s not as difficult to drive down your automobile insurance rates as you might have thought.

If your automobile is being financed your lender will require that you not only have your vehicle insured, but that you carry considerably more than the state-required minimum insurance, so if you are considering buying a new car it makes sense to talk to your automobile insurance agent first and find out ahead of time just how expensive it’s going to be to insure the make and model you have your eye on.

Remember, some new cars cost a lot more to insure than others.

Your driving record can affect the cost of your insurance more than almost anything else. Do everything in your power to keep your driving record as pristine as possible. A speeding ticket or any other moving violation will send your premium upward. A conviction for a DUI or a DWI will skyrocket your monthly premium and a second DUI or DWI conviction will send you to the high-risk insurance pool where premiums are over the head of most drivers.

Being young also puts you in a high-risk category. If you’re under 25 there isn’t a lot you can do about your age, but if you stay in school and can maintain at least a 3.0 grade point average then you can qualify for at least a 5% Good Student reduction in your monthly premium.

If you have other insurance policies with the same insurance company, such as life insurance or homeowner’s insurance or health insurance you should qualify for a nice Multi-Policy Discount on your monthly premium.

If you’ve been insured by the same company for 5 years or longer you may very well qualify for a Long-Term Discount on your automobile policy. In fact, most insurance companies have several discounts that are not promoted and it can pay you handsomely to simply call your agent twice a year and ask point-blank if there are any odd-ball discounts of any kind that you might qualify for.

If you are at least 55 years old you may have noticed that your insurance rates have started to climb. You can keep them in check and even reduce them by around 10% if you take and pass a special driver’s refresher course. Not all insurance companies offer this discount so you’ll need to check with your agent to see if you can qualify.

Don’t waste your money paying for collision and comprehensive insurance if your car is so old it has no Kelly Blue Book value. Your insurance won’t pay you more than Blue Book value if your car is damaged, so if your automobile has no Blue Book value you’ll get nothing after an accident regardless of whether you’ve been paying for the insurance or not.

Lastly, how large of a deductible can you honestly afford? The larger your deductible the smaller your monthly automobile premium will be. But don’t make your deductible larger than you can honestly afford since this is cash you’ll need to come up with out of your own pocket any time you file a claim.

O.K. Now you’re armed with everything you need to know in order to create the policy that’s right for you with all of the built-in deductions that you can possibly find. So it’s time to get online and start comparing the cost for your dream policy at every insurance company here in Florida.

Remember, in order to compare every insurance company in Florida you can’t stop after making comparisons on just one site – you’ll have to take the extra time to make your comparisons on at least 3 different websites. Once you have done that, and you’ve found the very best rates on automobile insurance in Florida, then you can rest easy and enjoy your saving month after month, year after year.

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Vehicle Nov 18,2022

What Types Of Auto Accessories Do You Want?

What Types Of Auto Accessories Do You Want?

Auto accessories are a great way to get the most out of your vehicle. When you purchase a car, truck or SUV, many times you are purchasing a very basic model. The dealer may add a few bells and whistles for you before you go home with your vehicle, but there are still many more things you can do to extend your vehicle’s life or make it easier and more pleasant to use. Don’t let the word “accessories” throw you. These aren’t just throw-away items. Many of them are very necessary.

Accessories for your vehicle come in four basic types: Exterior, interior, performance parts, and items that can be considered more family accessories than car accessories, as they aren’t really part of the car. You are probably familiar with many exterior accessories that people buy, because you’ve seen them on the road – things like mud guards and mud flaps, side view mirrors (yes, you can change yours if you want), winches, fender flares and trim.

That is just the beginning. There are plenty more items that you can use to spruce up your automobile.

Most people are more likely to have purchased interior accessories like seat covers, steering wheel covers, floor mats and liners than exterior accessories. You can even purchase a rearview mirror. If you’ve had your car for a while and the dashboard is starting to look a bit worn, then you can actually fix that. Repairing the dashboard with a dash kit may actually be a good idea if you’re thinking about selling your car. Just a little bit of beauty can help you get thousands more for your automobile.

Performance parts are the most popular auto accessories of all. Perhaps it is more accurate to say they are the most “needed” accessories. These are the air filters, brakes and brake pads, oil filters, fuel systems and all those wonderful things that your car won’t run without. Oil and the other fluids your car needs can be considered a part of performance parts.

These are three very basic categories to help you determine accessories. You may not actually consider something that your car won’t run without an accessory. At the very least, these categories are the most important ones. If your car needs an air intake system, for instance, a rearview mirror and a set of mud flaps, it is easier to put the three in order of importance of purchase if you categorize them.

The fourth category is items that are actually not part of your car. They won’t make the operation of your vehicle easier or more fun, like furry wheel covers, but they make the family-car interface a little smoother. These items are things like baby car seats, fuzzy dice and those Garfields and other characters that you hang in the window to entertain passing motorists.

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Vehicle Nov 11,2022

Car Insurance Can Be Tricky So Learn The Tips That Can Help

Car Insurance Can Be Tricky So Learn The Tips That Can Help

Auto insurance is an important asset for every driver to have. Besides being required by state law, auto insurance covers you in the event of an auto accident by lessening the cost of paying for car injuries to your automobile and the opposing drivers. If you need help with choosing the correct auto insurance for you, then follow the tips in this article.

Decide how much coverage that you need to have. You may have a lien holder for your vehicle that requires you to carry a minimum amount of coverage. If you do not have a lien holder, you may find that the only minimum coverage that you need is mandated by the state that you live in.

If you are driving into Canada or Mexico, many people don’t realize that your American car insurance won’t cover you in a foreign country. You will need to purchase auto insurance ahead of time online, or in the border town or city where you will be crossing over into either Canada or Mexico.

You should be talking to your insurance agents before you even decide on a car. This is because the insurance should influence which models of car you are looking at. Some cars have a surcharge that will increase your policy price, but others come with discounts. See which options come with a discount and then consider if these cars would suit you.

Not every part of growing old is pain: Once you reach 50, you are entitled to a discount on your car insurance. Insurance companies are well-aware that senior drivers are, statistically, the safest on the road. Almost every insurer offers discounts for drivers between the ages of 50 and 70. If you are in this bracket, make sure you get the discount due to you.

If you want to pay less for your insurance, stop driving your car. Sounds simple, but it’s effective as long as your insurance company offers discounts for cars with low mileage. Taking the bus or walking more often can keep your car in the garage and save you money on your premiums. You might even lose a pound or two!

If you are a young driver paying for your own car insurance, add an older driver to you plan. Having a more experienced driver on your plan can reduce your premiums. Just make sure this older individual is willing to be added and that your car insurance provider offers the discount.

If you own a small business requiring the use of company automobiles, vans, or trucks; business auto coverage is a must. Business auto insurance coverage can usually be added to a business insurance package made available by insurance companies. If you or your employers are driving company vehicles, it is critical that you are covered in case one of them gets into an accident.

In conclusion, auto insurance is important for all drivers. Owning auto insurance is required by law and provides you with safety coverage in case of accidents. With the tips provided in the article above, you should be able to choose auto insurance that best suits you and your needs.

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Vehicle Nov 4,2022

The Low-Down on Bank Car Loans

The Low-Down on Bank Car Loans

Bank car loans are regulated. This is the most important fact that you will ever take from this article. This is to say that the interest rate charged for the vehicle loan can only be so much annually and no more. This is not to say that banks will give you 100% on the value of the loan on a new or used car. Banks maintain extremely fair and precise actuarial tables and books listing the fair value of both brand new and used vehicles. They obtain the best market value and provide you financing for approximately 66% of the automobile’s cost to you, the buyer in the best cases. Their loan operations are excellent because they have the best information in the automobile industry. They have the certified blue books, which show the appraised value of every model of car made in the world. They also keep a close association with all the automobile dealers in town, throughout the state and sometimes out-of-state whenever Interstate commerce laws allow it.

Therefore your local bank has the best information on all the best bargains in used and new cars. It is certain that you won’t have to worry about getting a good deal if you have a good credit report. This insures your rating in the eyes of your bank bringing such benefits as lower interest rates and longer loans. Now this is the bright side of the coin, what I have to tell you next is the dark side of the car loan fable.

Throughout the city and state there are numerous used car sales lots. Many streets here in town are elbow to elbow with used car lots. They look attractive and their price tags seem just right. The prospective buyer should exercise extreme caution before financing a used car from any unknown automobile car lot. First, there are many used car dealers who charge outrageous interest rates on the cars they sell. They can do this because in our state, the state legislature has voted that used car dealers bear an extreme risk when financing any car from their inventory to a person with questionable credit. This is the “usury allowance” laws which have allowed bad car deals and legalized loan shark businesses to thrive throughout America. Our state isn’t the only one, where greed and avarice dwell you find similar programs. You see a car that really is the one for you.

Maybe your credit isn’t in such good shape so the bank can’t help as much as you wanted. The “Triple Nasty Car Dealership” offers you financing, free tags and sales tax on the car of your dreams. Only it becomes a nightmare quickly when you decide on a car you really can’t afford. The interest rates on your car payment far exceed what your license tag or sales tax. In fact you can be making payments of over a thousand dollars a month for a five year old vehicle. A young friend of mine, desperate for an automobile, bought a used car that she had to pay a weekly car loan payment. Her credit risk according to the car dealership, warranted a loan rate of 258%. The closing statement is this, make your car loan from a recognized bank and get a manageable rate. If you cannot finance from a bank, or a lending association carefully look into the repayment terms offered by the dealership. If they are exorbitant or too costly then don’t sign the loan papers, just walk away!

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Vehicle Oct 28,2022

How To Find The Best Rates On Automobile Insurance In Oregon

How To Find The Best Rates On Automobile Insurance In Oregon

Automobile insurance in Oregon is expensive. In fact, based on nationwide price comparisons, Oregon drivers pay more for auto insurance than almost two thirds of all other drivers in America.

This makes it even more important that Oregon drivers find the best rates on Automobile Insurance.

If your vehicle is financed by a bank or other third party, chances are you will be forced to take out full insurance coverage on your vehicle. Still, depending on the institution financing your vehicle there may be some leeway in the amount of coverage you must take, and by taking the lowest amounts required you can keep your rates the best possible.

But before stepping into the showroom to buy a new or used car, there are a couple of things to consider that might help you save a lot of cash over the course of the next year.

First, the faster, the more powerful and the more expensive a vehicle is the more you are going to pay for your insurance. Certain cars, such as sports cars, carry a very high premium.

Also, you are better off doing price comparisons of policies online before you make your purchase rather than after the fact. By having an insurance plan set up ahead of time you can often save a great deal over the insurance that a dealer will try to impose on you at the time of purchase.

If you are under 25 you are subject to some of the highest car insurance rates there are, so if you are in school stay there, study hard and get good grades – almost all auto insurance companies offer a Good Student Discount.

If you already have other insurance, such as homeowner’s or life insurance, ask your agent if there is a multi-plan discount if you also have your auto insurance through them.

By varying the amount of your deductible – the amount you pay in case of a claim – you can also greatly influence your monthly premium payments. And if you have the resources to pay your premiums a year at a time instead of monthly you should get a break for that as well.

No matter how you cut it, automobile insurance in Oregon is expensive, but by following some of the suggestions here you can probably cut your yearly expenses and make your driving experience a whole lot more enjoyable – after all, who doesn’t enjoy saving money?

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Vehicle Oct 21,2022

All about Toyota Mirrors

All about Toyota Mirrors

Most auto parts are important in the proper operation of an automobile. Meanwhile, some play a more important role in keeping the vehicle and its occupants safe. Auto Mirrors are some of the most important safety features of any automobile. We most often associate mirrors with vanity, but in automobiles, mirrors serve primarily for safety. Mirrors serve as a second pair of eyes for the driver by giving a good view, with a slight glance of the eye, of what is happening behind the vehicle without taking his eyes of the road. Visibility is always important and mirrors make sure that whatever is beyond the normal periphery of the driver’s vision is made visible. Thus, the driver can react appropriately to whatever is happening behind him and avoid any accidents.
There are two basic types of auto mirrors: the rear view mirror and the side mirrors. The rear view mirror is a wide rectangular mirror that the driver’s use to view anything behind the car. With a rear view mirror, the driver doesn’t have to turn around to see what’s going on behind the car. By simply glancing upward, the driver is able to see whether another car is coming too close or whether the rear of the car is about to hit something, for example, when parking. Rear view mirrors are indispensable in the safety of any car. In some cars, a “day/night” selector switch adjusts the tilt of the mirror so that it would divert most of the light striking it upwards to the car’s headliner. This makes the mirror more useful as it minimizes the glare.
The other important types of mirrors are the side mirrors. Side mirrors are further divided into two kinds: driver’s side mirrors and passenger’s side mirror. The driver’s side mirror is located at the driver’s side of the car’s body. As with the rear view mirror, the driver’s side mirror provides an important view of whatever is behind or beside the car without the driver having to turn around. The mirror can be adjusted to match the necessary visibility position. The driver’s side mirror is often adjusted manually outside the car. In some cars, the mirror can be adjusted inside the car by a series of cables. At the other side of the car’s body is the passenger’s side mirror, which has the same functions as the one on the driver’s side.
Auto Mirrors are very important parts of any automobile. Without them, the safety of the vehicle and its occupants is greatly compromised. Thus, defective or damaged auto mirrors must be replaced at once so that the safety of the car and its passengers is not endangered. Replacement auto mirrors are some of the most common auto parts available. Toyota vehicle owners would find that Toyota Mirrors are readily available. If you are looking for aftermarket Toyota Parts such as Toyota mirrors, you should purchase only from a reliable and trusted auto parts supplier. Auto Parts Inner is a leading auto part store offering excellent quality Toyota Parts such as Toyota Bumpers, Toyota Fuel Tank, Toyota A/C Condensers, Toyota Floor Mats, Toyota Catalytic Converters, Toyota Headlights, Toyota Radiators and other essential auto parts. With their low prices, fast and efficient service and the durability and superb quality of their Toyota auto parts, Auto Parts Inner is your ultimate online auto parts shop.

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Vehicle Oct 14,2022

Information You May Need To Help You With Auto Insurance

Information You May Need To Help You With Auto Insurance

Insuring your automobile can be a complicated and frustrating matter. There are so many confusing options and scenarios to consider that you really need some guidance in finding the right coverage for your vehicle and your needs. Read on for some great ideas on how to go about navigating your way through the red tape and paperwork and finding the best auto insurance for you!

Your auto insurance might provide coverage for renting a car in the case of an accident. You should give this coverage some thought and decide whether or not you really need to pay for it. Not only is rental coverage rarely used, but there are usually other car rental options available, like credit card company discounts.

Before you shop for auto insurance, decide on how much insurance you need. Over-insuring will be a waste of your money, while under-insuring will put you at great personal financial risk if you get into an accident. You also need to consider your state requirements when you make your decision.

If you want to save money on car insurance, you may want to consider selecting from the higher deductibles that are offered by your agency. This means you will have more out of pocket expenses should you be involved in an automobile accident, but it will lower your premium substantially.

Since auto insurance premiums are based on the value of your car, you should be sure to check the price of the insurance out before buying a new car. The price of insurance also reflects the cost involved replacing parts or repairing your vehicle if you are in an accident.

If you don’t drive very far or very often, ask your insurance company if they offer a low mileage discount. Even if your primary car is driven a lot, you can instead get this discount on any secondary cars you might have that are driven less often. This can save you a bunch of money on your premiums.

To find a cheaper car insurance you should shop around and look for the lowest price available to insure your vehicle. Get quotes online, call different agencies or call the company directly to find the best rates possible. You should also be sure to check a company’s reputation to make sure the company you choose is a good one.

Automobile insurance is required and considered to be necessary by most people. You may have an older vehicle and are not concerned about protecting its replacement in case of an accident. If that is the case, you should at least have liability insurance, which will protect you from expensive lawsuits.

Hopefully this article has provided you with some useful tips you can take into the process of obtaining auto insurance and come out on top. With so many variables and types of coverage, it’s a wonder any of us ever find ourselves the right insurance, but with a little investigating and the helpful advice you have read here, you can get the best cover at the right price.

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Vehicle Oct 7,2022

Short history of hybrid cars

Short history of hybrid cars

The history of hybrid cars is immersed in controversy. Not so much for the product itself, but for the technology it uses. Is it old like the conception of wheel itself, or is it a recent construct of idea, as recent as the embryonic stem cell technology? Your take. Read on.

First of, a hybrid car is a vehicle that uses on-board RESS, or rechargeable energy storage system. This is coupled with a fueled propulsion power source for the automobile’s propulsion. Hybrid car is low-gas consuming vehicle, therefore, a low-polluting vehicle.

The last character is particularly important because of the growing consciousness of the people worldwide on the need to conserve the environment.

History points to the clear difference of hybrid with all-electric cars. Electric cars use batteries charged by an external source. On this note, almost all hybrids, save for those considered as mild-hybrid, still need gasoline and diesel as their fuel source. Other fuels are also available in the form of ethanol or other plant based oils. Hybrid vehicles also use hydrogen gas occasionally.

But what’s in the history of hybrid cars?

The history of hybrid cars is closely intertwined with the history of automobile itself. In 1898, Ferdinand Porsche, a young Czechoslovakian, designed the Lohner-Porsche carriage, a series-hybrid vehicle that utilized a one-cylinder gasoline internal combustion engine. This engine can spun a generator which powered four wheel-mounted electric motors.

The car was eventually presented at the 1900 World Exhibition in Paris. The said automobile, capable of up to 56 km/h (35 mph) fast destroyed several Austrian speed records. In 1901, it won the Exelberg Rally, with Porsche himself driving the car. Over Mass production during this time was yet to be developed, but for Porsche’s future-looking design, 300 units of this model were sold to the public.

The first Porsche model however, technically speaking as we know Porsch today, was a hand-built aluminum prototype, and was completed on June 8, 1948.

The development of the first transistor-based electric car in 1959, the Henney Kilowatt, heralded a new development in the history of automobiles as a whole, and that of history of hybrid cars in particular. This transistor-based electric car, paved the way for the electronic speed control. Ultimately, this made the road for the development of modern hybrid electric cars possible.

The Henney Kilowatt was considered as the first modern electric car. It was a product of collaborative work between the National Union Electric Company, Henney Coachworks, Renault, and the Eureka Williams Company. Whilst the sales of the Kilowatt during this time were far from encouraging, its development served as prototype for the other automobiles down the history line of hybrid cars.

Between the 1960s and 1970s, another prototype of the earlier electric-hybrid vehicle was built by Victor Wouk. Wouk is among the scientists involved with the development of the Henney Kilowatt automobile. For this work, some historians bestowed onto him the honor being the “Godfather of the Hybrid” hybrid cars.

For his pioneering work, Wouk installed a sample electric-hybrid drivetrain into a 1972 Buick Skylark, courtesy GM for the 1970 Federal Clean Car Incentive Program. The program was later axed by the EPA in 1976. Hybrid enthusiast and supporters continued building hybrids automobiles. These models however, were not put into mass production.

In the fading years of the twentieth century however, the history of hybrid cars will take on a new course.

1978, the regenerative-braking hybrid, was developed by Electrical Engineer David Arthurs. The said regenerative-braking is to become the core design concept of most hybrids, currently available in the market. The first attempt of Arthurs used off-the shelf components, including an Opel GT. But the voltage controller that links to the battery motor and the DC generator belonged to Arthurs.

Fast forward in the 1990s

The history of hybrid cars took the final step to modernity in terms of mass production during the Bill Clinton administration. Clinton initiated the Partnership for a New Generation of Vehicles program in September, 1993, that involved the Department of Energy, Chrysler, Ford, General Motors, USCAR, and various governmental agencies. The partnership was tasked to engineer a modern efficient and clean vehicle.

In 2001, this program was replaced George W. Bush’s own hydrogen focused FreedomCAR initiative. The focus of the FreedomCAR initiative was to fund research that are considered high risk for the private sector to engage in. The long term purpose of which is the development and production of petroleum emission.

The success of hybrid vehicles in terms of mass production however, became a reality, when the Japanese car manufacturer entered the American market. This is when the history of hybrid cars finally took its modern development. Honda Insight and Toyota Prius became the modern progenitor of modern day hybrid vehicle available today in the market.

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