Variety Ruay and Huay Online No.1

Vehicle Nov 24,2023

Never Shop For Auto Insurance Without These Great Tactics! (2)

Never Shop For Auto Insurance Without These Great Tactics!

Auto insurance is a legal requirement if you wish to operate a vehicle. While some policies may seem expensive, picking the kind of coverage you need and considering your budget can help you pick something affordable. Read this article for tips on how to choose the right auto insurance policy.

When it comes to auto insurance and elderly drivers it is important to know that traffic incidents involving them account for the most amount of casualties in contrast to all of the other ages. It is important to know this so that you fully understand the insurance rates that are quoted for you or your elderly parent.

If you severely damage your vehicle or total it, the insurance company will offer you an amount they think your vehicle is worth. If you don’t agree with the value they give you, get quotes from different auto dealers and prove the value of your car, to make sure you are getting the right amount.

Although many people realize that the type of car can affect the price of insurance, you should also be aware that the rarity of the car will change the price. If you have a car which has very expensive prices of repair, this will be reflected in the price of your insurance as well!

There are a number of steps you can take to reduce your automobile insurance premiums. One way is by maintaining a good credit score. Many insurance companies now use this statistic as part of their criteria in determining a client’s premiums. Joining an automobile club is also a good idea if you have a classic car. Most of these clubs offer members quality insurance policies at reduced rates.

Protect yourself, your passengers, and your insurance premiums by opting for cars with added or enhanced safety features whenever possible. Front and side airbags, passive restraint systems, and a variety of other safety options make your chance of serious injury much less in the event of an accident, which then keeps medical costs to a minimum. This translates into big savings for drivers of vehicles with these options.

When trying to settle your auto insurance claim don’t just settle for the person who calls you first. If you don’t like their offer, ask to speak to their supervisor, and their supervisor and so forth until you get the result you want. Since they don’t want you complaining to your friends and family, you have a good bargaining chip.

Since your car insurance premium is based on your past credit history and ratings, be sure you pay all your bills on time. This will keep your credit in good shape and ensure you are receiving the lowest insurance rates, because they are based on your credit report and history.

If you get into a car crash or other accident, it is too late to use insurance to cover costs to repair your vehicle. To avoid the illegal practice of driving without insurance, check out multiple policies and pick one you can afford. Remember these tips when looking for auto insurance.

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Health Nov 24,2023

Affordable Health Insurance An Absolute Bargain

In today’s world where nothing seems to be certain anything can happen in a blink of an eye, we must make sure from our point of view that we take the necessary steps towards achieving some amount of sanity in life. That sanity can come if you go for health insurance. With health insurance the person becomes satisfied and a satisfied person can achieve more than a discontented one. It is important that whatever valuable a person has should be insured but health being one such thing which needs insurance more than most as once good health is lost would be difficult to recover.

There are many different ways by which you can go in for health insurance so that it does not affect your pocket that much. The various policies available to you are:

• Fee for service insurance in this type of health insurance it pays the each portion of medical you get such as doctors visit or anything else and you pay the remaining costs. Premiums are a little higher but manageable.

• Managed care plans is the other option available to the users for health insurance in this the insurance company has contacts with doctors and hospitals to provide you with services. You pay the monthly premiums and a small amount of co pay to the service providers usually ranging in between £10 – £15 this is a cheaper form of health insurance hence very affordable

• COBRA is an acronym for consolidated omnibus reconciliation act of 1985. With this you can get health insurance. This is under the federal government so approachable to everyone.

The types of policies in these include

• Guaranteed renewable
• Non cancelable

These three ways provide you with the option of going in for health insurance. Also you can choose between an individual policy and a family policy for your health insurance plan.

An independent broker can help you a great deal in understanding the health insurance policy that you would need to take depending on your credit and your needs. Apart from that he can give answers to all the queries which would further enhance your understanding of health insurance. There are a plenty of options available to you to choose from in case of health insurances.

It is difficult for people with pre existing conditions which include pre agreement diseases to get insurance cover. However they can go in for coverages like:

• Open enrollment
• Health insurance provability and accountability act (HIPAA)
• State requirements
• High – risk pools
• Temporary coverage

This can serve the purpose of people with pre existing conditions.

Most of the things in life can be recovered but health is one thing that is difficult to recover without proper care. That proper care can be received with health insurance. After all it is your own health and concerns not only you but all the people around you.

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General Nov 24,2023

The Indian Chess Chaturanga

Chess, as well all know, is a recreational and
competitive sport played between two players.
Nowadays, it is sometimes referred to as international
chess or Western chess, which is actually used to
distinguish it from its predecessors and other
variants. More so, chess is one of the world’s most
popular games, played by millions of people in clubs,
online, tournaments and informally.

However, where did chess actually began? Who were the
first people ever to invent this intellectual sport
and what was its original purpose. The chess game was
thought to have originated in India or Afghanistan
before 600 A.D. However, there are several and
unverified claims stating that the game existed as
early as 100 A.D.

The Chaturanga

The chess game has been attributed to the Indians by
both the Arabs and the Persian people. However, the
main origin of the sport has been lost in antiquity.
Chess in Old Persian and Arabic are “chatrang” and
“shatranj” respectively. Both of these terms are
derived from the Sanskrit word “Chaturanga”.
Literally, the word Chaturanga means the army of four
divisions, constituting the cavalry, infantry,
elephant and chariots, which are now being
respectively represented by the knight, pawn, bishop
and rook.

Aside from chess, Chaturanga is also presumed to be
the common origin of the Japanese shogi, the Thai
makruk, the Chinese xiangqi and the Korean janggi. The
game was played since the early 6th century or
probably earlier, hence it is believed to be the most
common and oldest version of chess.

As previously mentioned, Chaturanga consists of the
cavalry, chariots, elephants and infantry, which
reflects the four divisions of the army in ancient
India. These are additional units besides the king and
his general or counselor in the center. The Infantry
is represented by the line of advancing pawns. Located
near the center of the army are war elephants. The
horse, with a flanking horse move, is represented by
the mounted cavalry and the chariots or ships, which
move hastily and in linear fashion.

Chaturanga was originally played in an eight-by-eight
un-checkered board, also known as the Ashtapada.
Additionally, the board has markers that have meanings
still unknown today. However, it is known that these
special markers are not related to Chaturanga and were
rather drawn only by tradition. Murray, a renowned
chess historian, speculated that the board was also
used for other dice-type games, in which the markers
it contains had meanings.

The Rules of Chaturanga

The exact rules of Chaturanga are yet to be known.
However, several chess historians believe that the
game has the similar rules to Shatranj, which is its
direct descendant. By using the rules of Shatranj, the
movements of the Chaturanga pieces can be mapped out.

The Raja or King moves like the King in modern chess.
The Senapati or General, also known as the Mantri or
Counselor, moves diagonally, occupying only a single
square. Like the Rook in modern chess, the Ratha or
Chariot moves on straight lines either horizontally or
vertically.

As for the Gaja or Elephant, there are three possible
moves that the piece makes, such as: two squares
diagonally, one square diagonally or forward, two
squares orthogonally.

The Horse of Ashva moves like the Knight. Foot
soldiers or the Pedati or Bhata are similar to the
pawns of modern chess.

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Marketing Nov 24,2023

Internet Marketing Center Towards your Online Business Career Success

Everyone needs a mentor. If you want to be successful in your chosen college degree, you need to be under the care of your college professors who have the necessary knowledge and expertise in your chosen college degree. They will prepare you to the real world and equip you with the necessary knowledge and expertise so that you will be able to be successful and stand against any obstacles that will block your way towards reaching your goals, whatever it is.

Even starting Internet marketers needs to be educated by Internet marketing experts. Keep in mind that vital factors are on risk in this type of investment – your name, reputation, effort, and most especially your monetary investment. Once you have plunged in Internet marketing without learning first the necessary knowledge and strategies, expect that it will be the cause of the downfall of your Internet marketing career. Thus, to avoid losing what you already have, you need somebody to guide you throughout your Internet marketing career.

And that is why Internet Marketing Center is built.

Internet Marketing Center was founded in 1996 by the late Internet marketing expert Corey Rudl that is focused on the research, development, and test of cost-efficient e-business and e-commerce marketing strategies and automated solutions that could be applied to small and home-based business owners and produce revenues and profits. As one of the recognized leader in the Internet marketing industry, Internet marketing Center continues to develop practical and cost-efficient marketing software and strategies for online-based businesses of all size. Because of their innovative software solutions and effective marketing recommendations, their websites draw more than 1.8 million web visitors every month, which brought more than $7.6 million each year. It is exclusive of millions of dollars worth of income generated by thousands of Internet marketing business worldwide.

How can Internet Marketing Center help you with your Internet marketing career? There are several steps that you need to undergo with the Center so that you will be able to achieve success in your chosen business opportunity.

1. Choosing a Product- you will be provided with a wide selection of products or services that you can endorse over the Internet. They will also provide you the list of products and services that are most purchased over online shopping websites.

2. Getting Started with a Website- Internet marketing will be of no use to you if you do not have a website to start with. You will learn how to start with your Internet marketing website, such as its design and development, web page optimization, registering under a unique and original domain name, and others. You will also know what are the “do’s and don’ts” in creating and developing a website.

3. Writing Sales Copy- sales copy is essential to Internet marketing, since it will serve as your “campaign material’ in endorsing your products or services. You will learn about the appropriate contents of your sales copy and how you will effectively market it to potential clients.

4. Getting Internet Traffic- you will not succeed on your Internet marketing career if you do not have Internet traffic to convert into loyal product evangelists. You will learn much about the promotional tools that are used and proven effective in marketing your site and its products or services.

5. Search Engines- this will bring you the targeted Internet traffic that you want towards your website. You will learn several search engine factors that have direct effects on your website, such as keywords, optimized web pages, search engine spider, unique niches, and others.

6. Starting a Newsletter- by getting subscribers to read newsletters, you will be able to build a strong clientele base. Feeding them with latest and consistently updated information will help you get the targeted traffic that you want.

7. Testing Email Marketing Solutions- emails are now widely used by Internet marketers in advertising their products and getting the clients that they need. You will learn how you will convert your regular email into traffic-generating machines as well as the things that you need and need not to include in sending emails to your subscribers.

8. Recruiting Affiliates- you are not alone. There are thousands of Internet marketers out there and getting them as affiliates will surely boost your Internet marketing business. You will learn how to recruit affiliates once you have established your Internet marketing company.

There are hundreds to thousands of success stories about online marketers who sought the help of Internet Marketing Center. Want to have your own success story? Try Internet Marketing Center and see the difference!

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Lottery Nov 24,2023

Managing A Lottery Syndicate For Dummies

Lotteries offer the common person a glimmer of hope to become rich and solve all of their financial problems. People realise these days that the more lottery tickets you hold, the better your chances of winning are.

For the UK National Lottery, there are about 14,000,000 different combinations so if you have one line, or one ticket, you one 1 in 14,000,000 chances of winning. Now if you have, say, 1000 tickets you have 1 in 14,000 chances of winning so your odds increase considerably. But purchasing 1000 tickets is beyond most people’s means. Who could afford $1000 a week? So the answer is to join a syndicate and spread the cost and share the benefits of better odds.

If you were in a 100 person syndicate paying $10 a week into the pool and you won $10,000,000 you would each win around $100,000. Not bad for your $10 investment.

When you start a syndicate you should make sure you set things up properly because there will always be disputes and arguments especially concerning people who leave or join.

Here are some suggestions:

* Put everything in writing. Set up a contract detailing the rules of your syndicate and get everyone to sign it. All members should have a copy, give a copy to a solicitor or independent adjudicator and display a copy where you can all see it. Here are some things you should include in your contract.

* Decide on the maximum number of people you allow in to your syndicate.

* If you are going to play the same numbers each time, ensure they are noted in the contract.

* Decide who will be responsible for filling out the tickets and putting the tickets on each week. Include that in the contract and ensure a system is in place to deal with occasions when this person is unavailable. The ticket stubs should be made available by this person(s) as proof that the tickets were put on.

* Decide how and who will collect weekly subscriptions.

* Decide what will happen if someone misses a subscription – will they be excluded from a win, or will their subscription be made up by others? If someone misses a set number of consecutive subscriptions, you might want to exclude them fro the syndicate and allow someone else in. – Whatever you decide, ensure it is in the contract.

* Decide what happens with minor prizes. Do they get carried over and saved for distribution at a later date (for example Christmas) or are they shared out when the amount reaches a certain level. Or do you play additional lines when there’s a roll over for example?

* Check your local tax laws to see whether you need to declare the syndicate for tax purposes.

* Check with your employer to ensure you have permission to run a syndicate on their premises and in their time.

* Decide how people can leave and join your syndicate. If you have a maximum of 20 people allowed, you might have a waiting list of people who want to join.

This is by no means an exhaustive list, but any contract is better than no contract at all.

The most common kind of dispute is when someone has missed a payment, and the syndicate have a win that week. If it is the jackpot – there will be arguments over whether that person should be included in the payout. Decide now, document it and get everyone to sign up to the rules. Even if you have been running a syndicate for years, it is not too late to initiate a contract. Get everyone together, discuss and agree the rules, get them down on paper and get everyone to sign up to them.

The same applies to family syndicates. To avoid any rifts and arguments, make sure everyone knows the rules.

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Jobs Nov 24,2023

Men’s Work Shirts By Dickies

Appreciating a good man’s working top is not too difficult. There are so many reputable working clothes designers out there today that the market is filled with choices and options perfect for your changing and usually busy career. Men’s work shirts by Dickies have been trusted for almost a century simply because they offer affordable, working solutions perfect for any career or job choice.

As a man you have specific needs that are not met by the often unisex working clothes on the market today. That is why there is a category of working apparel just for you and your needs. These designs are best suited to the man with room for the man’s physique and build.

What are some exampled of men’s work shirts by Dickies? You will find there is a world of options just for you!

The Chambray Work shirt

This comes in both short- and long sleeves. The buttons are snappable for added security, and the design is perfect for the busy man. The chambray material is soft and professional holding less stains and offering a bit of flexibility so the busy man will find less rips and tears need mended or patches. This is definitely the choice for the busy male in anyone’s life. These also make great gifts!

Tee Shirts

Okay, there is no doubt that tee shirts are a much needed additional for any man. These are perfect for wearing underneath a work shirt or even wearing solo. You need expertise in the design as well as the material, and these offer it all. You will find these in packs of 1, 2, or 3 for your added convenience. You can have it all and look great in your choice of colors, sizes, and sleeves!

Traditional Work shirt

When you need a good, versatile work shirt, you will find these to be exquisite. You get your choice of short- or long sleeves, and in your choice of colors. The two pockets, one on each breast, buttons shut for maximum protection, and you will find that you get more simply by wearing these wonderful work shirts perfect for any vocation.

The Security Shirt

If you work in the security field, chances are good the men’s work shirts by Dickies will provide you with exceptional quality and service. You are a security professional, and your apparel should be as professional and serious about protecting you as you are about protecting. These come in short- or long sleeves just to give you more options for your workplace apparel.

Hanging Work shirts

These are a time honored tradition with a copious number of options. Of course, these come in short- or long sleeves and provide maximum workability without a huge price tag, These are priced low for the man on a budget. The pockets, the stitches, the color, and the closures are top quality, and you will find these a favorite in and out of the workplace environment.

You demand the best because you give your all. With men’s work shirts by Dickies you will find you get everything you expect and more. Nothing could be easier, or more professional, for your career than wearing this superior quality tops.

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Gambling Nov 24,2023

Paraguay Casinos

Paraguay is a South American country with rich culture and history, also a favorite getaway for tourists from all over the world including South America itself. Gambling in Paraguay is only legal in the casinos, and they have a few to boast of in the major cities that are of interest as tourist destinations.

Tourists and locals crowd Paraguay casinos alike, as Paraguayans are passionate about the thrill of gambling. Three of the Paraguay casinos are situated in Asuncion, which is also the capital city, and others are in Ciudad del Este and San Bernardino. One of the most famous of these is the Hotel Resort Casino Yacht and Golf Club Paraguay, situated in Asuncion. It is a hotel, as the name suggests, with 125 rooms and suites, an 18-hole golf course, a tennis court, a spa and fitness center, swimming pool, a disco, five restaurants with international and local cuisine, and two bars.

The casino in The Hotel Resort Casino Yacht and Golf Club Paraguay offers 18 table games with American roulette, baccarat, blackjack, Caribbean stud poker, French roulette, poker, and Punto Banco. Besides the table games, the casino also has 80 slot machines for the entertainment of the guests.

Due to the fact that most casinos are on a hotel’s premises, house rules may differ and with them the opening and closing hours, as well. All Paraguay casinos allow gambling only to those who are 18 years or age and more, and the same applies in the case of consumption of any alcoholic beverages. A valid identification will be required in order to enter a Paraguay casino and without one, you may be denied entry to the same.

If you are a beginner in the gambling world, Paraguay casinos’ friendly personnel conduct gambling lessons periodically for free in order to initiate newcomers to the thrill of the game. In Paraguay, the official language is Spanish; however, English is widely spoken throughout the country and in places that are tourist attractions such as casinos.

It is a pleasure to visit Paraguay whether it is by air, land, or a cruise in any season of the year; the people are friendly, the country charming, and the adventures are endless. Visit Paraguay today and experience for yourself the thrill of gambling in their casinos.

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Vehicle Nov 17,2023

How To Read A Vehicle History Report

Old cars don’t die, they just get resold. If you’re buying a used car, whether from a dealer or someone who put an ad in the paper, you’ll want to know as much about it as you can. Even without anyone trying to deceive you, the vehicle may have problems you can’t see from a simple visual inspection or even a short test drive.

A vehicle history report prepared by a third party is one way to know what you’re getting. Combining information from state DMVs and RMVs as well as police reports and other sources, a vehicle history report can give you a comprehensive overview of where the car’s been.

Here are some things to look for-or look out for-when you get a report on a vehicle. None of these things is necessarily a reason not to buy a car, but you shouldn’t make a decision without asking about anything you see on a vehicle history:

• Many owners. The more garages a car’s been in, the less likely it’s been lovingly cared for all its life. Not everyone is as assiduous about car care as you are. Rental cars and former taxis, for example, will often have undergone a lot of abuse, although they tend to be quite inexpensive.

• Location, location, location. Some parts of the country are more car-friendly than others. Winter storms (with their accompanying salted roads) can be rough on cars, as obviously can floods, excessive heat or even sea air. Cars that have been where these are common may have hidden damage.

• Name and description. Be sure the car in the report is the same as the car you’re looking at. Carefully reviewing the vehicle description is one way to avoid various types of vehicle fraud, like VIN cloning. A cloned vehicle involves using a vehicle identification number (VIN) from a legally owned, non-stolen vehicle to mask the identity of a similar make/ model stolen vehicle. Carfax reports include detailed descriptions of the vehicle, so you can make sure the car you’re reading about is the same as the one you’re looking at.

• Suspicious markings. Keep an eye out for records of body work that might indicate a prior unreported incident.

Vehicle history reports from Carfax are the most comprehensive available. The company’s database contains more than four billion records from thousands of public and private sources, including all Departments of Motor Vehicles (DMVs) in the United States and Canada and thousands of vehicle inspection stations, auto auctions, fleet management and rental agencies, automobile manufacturers, and fire and police departments.

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Health Nov 17,2023

baby boomer health insurance coverage

Baby Boomers, Their Health Insurance and Its Coverage

As people grow old, they become more and more prone to diseases or illness. At the point they reach old age, they will suffer from arthritis, and heart related conditions. Because of this, everyone should have some form of security in order to live a worry-free life. Although it may not prevent diseases from affecting you, this form of health security will ensure you that you will never worry about medical-related bills, such as hospitalization, and medicine.

This form of health security is called health insurance. Depending on the type of health insurance you purchase, it will cover just about anything. It will cover hospitalization bills, the doctor’s professional fee, medicine, and anything related to health care.

You have to remember that health insurance will not actually ensure that you will not acquire diseases or illness, what it does is assist you financially in order to help you recover from illnesses. Today, there are a lot of health insurance policies that insurance companies are now selling to people. Some covers only limited amount of health care, and some health insurance that is more expensive covers just about anything related to health care.

Today, baby boomers are getting more and more concerned about their financial and health security. So, why is it that baby boomers are getting more and more worried about their health security? And, who are the baby boomers?

First of all, you need to know who the baby boomers are. Baby boomers are people who were born between the post World War II in 1946 and before the Vietnam War in 1964. People who were born on this era were called baby boomers. They were called baby boomers because of the significant increase in the birth rate during this era.

The baby boomer generation population is one of the largest populations in the United States. In fact, the baby boomers generation is comprised of around 20% of the United States population. Obviously, that is considered quite a lot.

Baby boomers came of age during the time where civil rights protests were constantly in the streets and where most of them were drafted to fight in the Vietnam War. Baby boomers are people who had a very large influence in politics and its influence is continually showing today and perhaps will go on in the future.

Baby boomers grew up in the time where the country was dominated by the American Military Might where the communists and socialists were the enemy. Because of the atmosphere they grew up in, baby boomers are well-aware about the different government structures and are also very aware of their civil rights. Besides, they should be aware because they were the ones who fought for it.

Back to health insurance, baby boomers are getting more and more concerned about this subject because today, they are currently in their late 40s and early 60’s. Obviously, aging is closely associated with diseases and illnesses. Because of the high population level of the baby boomer generation, they are concerned that when the time comes that they will need the assistance of health insurance, they think that because of the high population of baby boomers in today’s society, health insurance companies will be unable to provide enough financial assistance.

If you worked in private companies, there may be issues concerned about company health insurance. You may be covered by health insurance even when you are retired. However, in the event of bankruptcy, the court will cancel the entire employer’s obligation on paying for the insurance. Although it may not include pensions, you have to expect that in case bankruptcy is filed by your former company, your health insurance policy will not be covered anymore by the company. You will be the one who will pay for it.

If you worked for the government, you may still be able to get free health insurance provided by the government as a benefit for their former employees.

Today, the government is now adjusting the national budget to provide for aging and retiring baby boomers. However, there is another growing concern facing baby boomers. Health insurance policies are now expensive for aging people. Low cost health insurance may not be sufficient for your health needs.

However, pressures from the government are now providing several options for baby boomers who are applying for health insurance. So, if you are part of the baby boomer generation, you can expect that in the near future, all your problems facing health insurance will be solved with low cost comprehensive health insurance and also low cost health care provided by hospitals and doctors for senior citizens.

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General Nov 17,2023

Common Website Mistakes

Is your website ailing?
It used to be that simply having a website meant that your organization was ahead of the curve. Those days are long gone. Today more that ever, organizations need to fuel business and their bottom lines through savvy internet tactics.
What separates the savvy from the just getting by? If any of these symptoms are true of your organization or your website, you may need to rethink your strategy, or better put, start using a strategy in the first place.
Symptoms:
You cannot quantify your website’s traffic statistics even in general terms. This should be as common knowledge as your last year’s revenues or your mission statement. How can you make smart decisions about internet marketing dollars if you don’t know how much traffic you are getting?
Your website has not changed in any way in 6 months. If this is the case, it probably indicates that your site is not an active part of your marketing plan. Be careful not to neglect your site to the point that potential customers will be turned off by a lack of attention to detail.
Your site is not generating leads of any kind. Does your site provide an easy way for customers to contact you? Can they submit questions online? Are you in the habit of asking walk-ins “how did you hear about us?”
Your site is rarely, if ever, mentioned in meetings and planning sessions. This one is pretty self-explanatory. Is your site the big white elephant in the living room that nobody talks about?
If your organization displays any of the above symptoms, don’t despair. But do commit to doing something about it. Many times the best way to begin is to find sites that you do like and incorporate the best qualities of those sites into your own. Now get surfing!

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