May 2022

General May 23,2022

Ruay – The Name of an Online Lottery Winner

The Ruay application is available for download on Android devices and iPhones. Users can also log into their Google+ or Facebook accounts to play the game. You can even buy lottery tickets or play slots at local casinos and earn cash from your winnings. The Ruay application also offers free e-mails to friends and family members. Getting started is easy. It only takes a few minutes to sign up. You can even share your winnings on social media.

The name Ruay is an enviable one. The first vowel alludes to a great life lesson or challenge. People with the name Ruay appreciate working in a team and are empathetic to their partners’ feelings. They are also artistic and creative, and love teamwork. RUAY with the first-letter Ruay has a Reason-level emotional vibration. This is the emotional energy associated with the name Ruay.

There are three varieties of ruay: the big, small, and rosary pea. The big one is the biggest and is similar in mass to the seed of Red Sandalwood. The small version is considered to be the best. The ruay Mitr emphasizes Thai-Chinese cooking methods and premium ingredients. Traditionally, the ruay was called Chinese congee joints.

by Nana Sara

Vehicle May 20,2022

How To Never Make Another Car Payment

Car prices today compete with small houses and well-equipped mobile homes. As these price increases become more accepted by consumers, so too are the longer terms that are necessary to fit them into cost of living budgets. At one point, the magic payment amount for the retail automobile market was $200 per month. But that payment would only satisfy a loan of approximately $8000- 10000 depending on interest rates.
The average car payment today is closer to $400 per month and that’s with financial institutions stretching the terms to 72-84 and 120 months. Something has gone terribly wrong in the psyche of consumers to even imagine that an automobile will not become obsolete before it is all paid up, 6, 7 or 10 years down the road.
All they really need to do is take a look at a vehicle sold in 1995, 1997 or 1999, to get a live preview of what their new car will look like and potentially what it will be worth. Interestingly, research indicates that most Americans get bored with a car after driving it for 24-36 months. Why then would the typical financing term be 72-120 months?
At the point of purchase, most consumers tend to forget that car payments never include the cost of insurance, required maintenance and gas. When these items are added to a car payment, it can easily exceed what some people are paying in mortgages.
It’s analogous to the Middle Eastern people like Iranians whose culture practices beating themselves on the back with chains and whips. Every month, millions of Americans face the self-inflicted pain of making another car payment. Like the Iranians, they believe that if they can do it, it must be good and it will somehow make them better people in the hereafter.
A self-made millionaire, Dr. Cooper, an advocate for reversing unnecessary consumer debt has come up with a simple plan to change how we think of automobile ownership. His plan uses the same philosophy that our grand fathers grew up with, i.e. never buy anything that you cannot afford to pay for out of your own pocket.
Unfortunately, if we lived by those rules we would need traffic lights and zebra crossings on our major highways because they would be packed with pedestrians.
Well let’s share Dr. Cooper’s plan. He calls it the “Vehicle Saving Fund”. This is a basic commercial bank savings account that can be started at any local bank. To make it more meaningful to you, lets call it the “Freedom From Car Payment Fund.” Anyone can start such a fund; it does not matter if they are currently financing a vehicle.
The idea is that if you intend to be a productive member of society and enjoy the benefits of your labor you will need to have personal transportation. This is not optional for most people who do not live in a big city where public transportation is available. The fund should be considered absolutely necessary, much like the rent or mortgage, it’s a living expense.
Here is how it works; if you are currently driving a financed vehicle, resolve to pay it off in its normal term. It’s hard to keep making payment on a vehicle you do not like but that’s where the discipline becomes important. Also, resolve to put aside a small amount every month to your “Freedom From Car Payment” account. Initially, it is totally understandable that it may be a little difficult but the amount is not important, it’s the habit and the psychology of doing it that makes all the difference. You can start with as little as $5-$10-$25 just be committed to doing it every month until it becomes a habit.
You will also have to make a decision to continue driving the vehicle you are currently paying, this plan does not work if you decide that you need a new vehicle before paying off the one you are driving. The closer you are to your end of term, the better position you will be in to get what you want. But there is no rush, when you pay it off you should then begin to put the amount of your previous payment into your vehicle fund. Now with the equity in your current vehicle and your savings you can begin shopping.
Considering the prices of automobiles today, there is a high probability that because of your vehicle depreciation and the small savings, you might not have enough money to buy a new vehicle. If you do not have enough to purchase what you want, there are always other options; the first is to buy what you can afford. The alternative (worst-case scenario) is facing the dealer with no savings and having negative equity in the vehicle you are currently driving.
Strange concept, I know, but when its all said and done, transportation is transportation, it gets you from point A to point B. The only difference is what you are willing to pay to get there. For many, because of the values they hold “whatever it takes” is an appropriate answer but the mind set has to now change to discipline and the desire to stop making lifetime payments.
If you don’t have a car right now and are enjoying the bliss of not having a financial obligation to an automobile, you can begin your savings immediately so that when the time comes you will have a sizable chunk to begin your search for your new car. You are in a very good position if you are not in the market presently looking for a vehicle.
You have the time to save and plan for your next automobile. Begin the “Freedom From Car Payments Fund” today and in a couple of years you will really be much better off. Contrary to what dealers try to make you believe, car ownership does require long term planning in order to break the cycle of swapping payments every 3-4 years. It is a long term serious investment.
It’s that simple. Easy, no but simple, and it can be done. It requires discipline and patience two characteristics that are not easily harnessed in by the now generation. The obvious benefit is no car payment but you will also save on insurance and have much more disposable income for other necessities. With determination, a little vision and planning anyone can drive exactly what they want; without the burden of a monthly payment. Could that be you?

Health May 20,2022

How To Get The Most Affordable Health Insurance In Ohio

Affordable health insurance in any state is usually obtained through an employer who offers a health benefits package – Ohio is no exception. However, not all employers offer health benefits packages to their employees, and they aren’t legally required to. Also, some people work one or two part time jobs and aren’t eligible for either employer’s health benefits packages because they don’t work enough hours. In other words, they aren’t full time employees, so the employers don’t feel they are important enough assets to insure.

Other than purchasing an individual health insurance policy in Ohio, which is usually always more expensive than buying into a group health insurance policy such as those offered by employers, or seeking state assistance for health insurance, there are two other options for obtaining affordable health insurance, or at least medical cost coverage, in Ohio.

One option for obtaining affordable health insurance in Ohio is to purchase major medical policy with a high deductible. Of course, these kinds of health insurance policies usually don’t cover regular doctor’s visits, but they will cover major medical expenses such as emergency room visits, hospitalization, and surgeries. Plus, because of the higher deductible, they are more affordable that a regular health insurance policy.

Another option for obtaining affordable health coverage in Ohio is to set up a Health Savings Account, also referred to as HSAs. HSAs aren’t health insurance policies per se, but they do allow you to save money along the way should you need to visit a doctor, be medically treated, or pay for any other health service.

Obtaining affordable health insurance in Ohio – or any other state, for that matter – is no easy feat if you aren’t offered a health benefits package through an employer; however, don’t give up. Aside from purchasing an individual package or seeking state assistance, you can purchase a major medical policy or start an HSA to cover some of your health costs.

General May 20,2022

Types of Contractors

A general contractor is the main contractor you have to hire for a major renovation project. The general contractor though, has other subcontractors that he oversees for the renovation of your home. The repair and maintenance contractors you need are very different from the general contractor.

Typically the General Contractor does not provide the labor to build the house. The laborers come from the subcontractors or the trades. This may include carpenters for roughens, excavators, flooring, painting, concrete sub, plumber, electrician, roofer, and the finish carpenter. The general contractor hires the subcontractors and holds their contracts. Holding the contract means that they are working for him, they are under contract to him and he pays them directly. When you hire a general contractor you only have a contract with him not all the subs. The general contractor marks up the subcontractor’s fee a certain percentage of the construction amount.

For this fee the contractor does all the managing and scheduling of the subs. He also pays, provides supervision of the construction, provides dumpsters, port-a-john, insurance and other miscellaneous things involved in the construction project. The contractors make money by charging for labor and by marking up the materials. The general contractor is referred to the generalist and the subs are the specialist. Whenever you need just a specific thing fixed in your home you would always hire a specialist. A specialist would be for an example a plumber or electrician. When hiring someone for maintenance task some people just hire a guy with a magnet advertising on the side of his truck but in reality he is not licensed at all. This could be people like gutter cleaners, painters or lawncare. Usually using these types do work out but you must be careful because you do not have the legal protection as with using a licensed contractor. It’s just better to use common sense and keep yourself protected by going with someone who is licensed.

It’s usually easy to tell the unlicensed contractors or scam artist or possibly someone who is just trying to get in your home. Use wisdom and do your homework to avoid the following pitfalls.

1. Unlicensed contractors often go door-to-door claiming they “just finished a job down the street and we’re in the neighborhood and noticed your roof needs patching.”

2. They may rush you and twist their words stating, “If you act now, you’ll get a special price.”

3. Unlicensed contractors either neglect to pull construction permits or they ask you to do it for them. If you do this, you are assuming liability for the project as well as the contractor’s mistakes.

4. Some states require contractors to list their license numbers on their vehicles, their estimates and their advertising. If a contractor has not done that, this is usually a bad sign.

5. If you see a license number in an ad, and it has a different number of letters, numerals and digits than all the other licenses, this probably means it is a bogus license number.

6. Be wary if a contractor provides only a PO box or cell number. That may mean he does not have credibility in the community and could skip town when people start to complain.

7. Unlicensed contractors often ask for a lot of money up front if not the whole amount. Consider this a red flag and try not to pay any money in advance. If you must, keep the amount to a minimum.

Marketing May 20,2022

What Entails Outstanding Mobile Marketing

Over a few years, mobile marketing will get much of the limelight in the marketing sphere. It offers constant and available access to your customer’s eyeballs. The final aspect of any marketing campaign is success. Mobile marketing is no exception. You need to be patient and open to truly understand the benefits and reap the rewards. It is better to understand that mobile marketing can affect the entire mix. When done correctly, mobile marketing can do a lot in driving sales. It is achieved fully through an integrated marketing strategy, leveraging the advantage of mobile and creative messages that targets the interests of your customers.
The evolution of mobile marketing starts with its acceptance in the marketing mix. A concept like this takes a lot of time before people can get used to it. What mobile marketing can offer is a compelling way of interacting with customers. The customers can ultimately drive and demand how your products are positioned. It finally allows the consumers buy products instead people selling them stuff.
Let us take a look at the concepts that would make your mobile marketing efforts outstanding.
Research is the key. Contrary to public perception, mobile marketing appeals to older demographics also. In fact studies show the most active group exposed to mobile marketing belong to the 25 to 40 age group. This is the reason why there is a need to be creative in putting up messages. It is important that outstanding mobile marketing efforts are backed with solid research and survey.
Able to align with changes. Mobile marketing’s biggest resistance is technological changes. Digital marketing ten years ago was limited to email marketing. Now there are hosts of other channels where you can use digital marketing. The ever changing landscape of mobile browsing may spell success or doom—depending on how you grab the opportunity. The growth of mobile marketing is relative to the advancement in mobile browsers.
Select the channel where most of your customers are. – Not all have smartphones or could afford one—however much of your customers have feature phones or “dumb” phones. What is common to all phones is short messaging system. The use of SMS as a delivery point for your message will remain around 20 years down the line. Use it while you can and maximize the potentials. It is a great connection tool regardless of handset model. This is a test of creativity since you need to express your message in 160 characters or less.
Mobile marketing is about consistency, creativity and commitment. Big companies have seriously looked into mobile marketing because access to 40 million eyeballs is nothing to scoff at. Businesses need to constantly refine their offerings and their messages to their customers. It should produce useful and interesting content for the benefit of consumers. You need to be able to cram a lot of information and maximize the small space given to you. Mobile marketing forces us to learn more about our customers and what we can do to retain their business with us.

Lottery May 20,2022

The Only Way To Succeed In MLM

Let assume you found the perfect mlm business, you did your homework of course, you contacted the head office and the local support, if available, asked some innocent questions and checked how fast and professional they responded.
You also tested your sponsor, finding out, how committed he or she is with the business of your life.
And if everybody passed the test, you finally join the opportunity of lifetime.
That’s what I did in 1997. As I am a good talker, I had no problem finding and introducing people to this wonderful opportunity.
I searched around and asked my upline for the perfect way to organize my downline.
To make a long story short, I have come a long way, but let me explain, what IS working very well.
Please review www.info-lotto.com. It is a site of my own that I dedicate to new Euro Millions and UK Lotto players, they can become an affiliate and if they find 5 people who join the syndicate lotto, they play for free.
Well, I could register as many people as I could directly under me and receive 20 % commission, this is the first level rewards.
But instead, I transfer the new member to my second level, third level and what do I notice ?
People realize the potential that finally they will play for free and in the second phase, earn a monthly income.
In my own experience, this is the way to conduct your mlm business and you’ll succeed !
It is working for me, take my advice and apply it to your own group.
Good luck.

Jobs May 20,2022

A Great Career Path in Bioengineering

Want to impact humanity and protect its health? Improve quality of life? Being a Bio-medical Engineer is a great opportunity to reach this goal. According to the US department of Labor, Bureau of Labor Statistics, employment of biomedical engineers is expected to increase faster than the average for all occupations through 2012. Hence, if you are considering your career in bioengineering field, you definitely are in the right career path.

Bioengineering (also called biomedical engineering) combines engineering expertise with medical needs for the enhancement of health care. Those working within the bioengineering field are working with living system and apply advanced technology to the complex problems of medical care. In general, biomedical engineers create everything from wheel chairs to artificial hearts to contact lenses.

Job Functions

Being a biomedical engineer, you may be called upon to design medical instruments and devices such as magnetic resonance imaging (MRI), the heart pacemaker, kidney dialysis and the heart-lung machine. In additional, you may need to carry out researches to acquire new knowledge needed to solve new medical problems. Bioengineering field covers a wide specialty areas, among the well know specialty areas include bioinstrumentation, biomedical, biomechanics, clinical engineering, rehabilitation engineering. You can set your career path to any of these specialties in bioengineering.

Doctors, nurses and physicians are among your working partners if you work as a biomedical engineer in hospitals or any medical service centers. You need to work closely with them as a team to solve a wide range of challenges. If you work in laboratory at industry or any research center, you will work along with life scientists, chemists, and medical scientists, to develop and evaluate systems and products for use in the fields of biology and health, such as artificial organs instrumentation, medical information systems, and health management and care delivery systems.

Education Requirements

The biomedical engineering student should first plan to become a good engineer who then acquires a working understanding of the life sciences and terminology. In college, prospective biomedical engineers usually select engineering as a field of study, and then choose a discipline concentration within engineering. Some students will major in biomedical engineering, while others may major in chemical, electrical, or mechanical engineering with a specialty in biomedical engineering.

Employment

Biomedical engineers are employed in industry primarily in the pharmaceutical and medicine manufacturing and medical instruments and supplies industries, in hospitals as clinical engineer, in research facilities of educational and medical institutions, in teaching, and in government regulatory agencies.

Earnings

Median annual earnings of biomedical engineers with a bachelor's degree were $48,503 in 2004; those with a master's degree earned $59, 667. The middle 50 percent earned around $70, 500. The lowest 10 percent earned less than $41,260 and the highest 10 percent earned more than $107,530.

In Summary

Employment of biomedical engineer is expected to boom in next 5 years in line with the demand for more sophisticated medical equipment. The increase concerns on cost efficiency and effectiveness will also boost demand for biomedical engineers. Hence, bioengineering is a great career path for you if you interest in this field.

Gambling May 20,2022

Top 10 Online Gambling Tips

The internet has made almost everything easily accessible from the comfort of our own homes. For people who think that going out is too much of a hassle, the internet can provide solutions.

For those who love gambling, but who are often bothered by casino crowds or noisy players beside them, the online environment provides a place to play online gambling.

However just like gambling in a casino, online gambling also offers the risk of losing money too. The similarity of losing money if not gambling wisely can never be avoided, whether online or not. Here are 10 tips when gambling online.

1. Make sure that it’s legal to gamble online where you live. Even though gambling can be done online, it doesn’t mean you can escape the law of society. There are some places that make online gambling illegal. For a period of a year in the place where I live, the online gambling shops were closed due to laws.

2. There are lots of online casinos out there. The problem is, it is hard to know which online casinos are legit and which ones provide great service. To prevent having a bad online gambling experience, look around first and read all about the company or website. Ask advice from your friends who’ve played online before, for a recommendation on who the best online casino is.

3. Try the games for free first. Get a feel for it for a while. There are lots of online casinos out there that make you play for free. Play for free at the various online casinos you visit. However, don’t be persuaded to play at the casino that you seem to be winning for free. It just might be a rouse to make you feel that their casino is a great place to win.

4. Find a casino with great customer support. The customer support should be always there when you need them the most. They should be easy to contact and be available 24/7.

5. Check out their pay-out options. Will they charge a fee? Some online casinos will only pay up to $5,000 dollars in a week.

6. There are some casinos that give out bonuses or free online money to new players or returning players. Do remember to read the fine print on these, because there are a minimum number of bets, before you can cash out the free money.

7. Learn more how the game is played online. Online games have some variations with their rules. The rules also vary from one online casino to the other.

8. Make sure the casino you choose protects your personal data. Instead of http: only, look for https:. The “s” stands for secure line.

9. Play the games that give you the best chances to win money. Big money.

10. Have fun!!!

General May 16,2022

Play Setthi Lotto Online Or in Person to Win a Prize

Setthi lotto is a popular game in India. The name comes from the Vaishya community, a trading community during ancient times. In ancient Indian slang, setthi means ‘banker, seller or merchant.’ Regardless of whether เวปเศรษฐี is used in a literal or figurative sense, the game is fun to play and is free to enter. Play Setthi online or in person to win a prize.

The game is played with a talisman that represents nine billionaires. The minimum stake is only a few cents. In order to claim your prize, you must visit a lottery representative in person and pay the lottery in cash. However, if you win, the prize pot is worth 1.8 billion euros. You can claim your prize by visiting a retailer that sells the lottery. There are also several benefits to playing Setthi lotto.

Despite being a lottery game, playing Setthi online is a simple, safe, and fun way to play. You can play from your computer or from a foreign country, as long as you have an Internet connection. The setthi results are also available online, so you can check your account status at any time. The prize money is a large cash payout, which is roughly the same as the jackpot of a regular lottery. It is also a good way to spend time with family and friends, as the lottery is safe and fun.

Although Setthi has many different meanings in Buddhism, the word itself relates to other Buddhist terms such as’stretching lotus’. The talisman is made of nine digits randomly drawn from a lottery. Those who match all nine numbers win, otherwise they lose the money. To purchase a Setthi, you can either enter a lottery or buy it directly from a seller, although that is not the most convenient method.

The Setthi lotto is one of the most popular games in Thailand, with a multi-million-dollar jackpot! It is also one of the simplest lotto games available online. Unlike other lotteries, this lottery is completely free to play and offers the best odds of winning. And since it’s also free to play, you’ll never have to worry about missing a draw. Even if you’re not lucky, you can still win millions by playing the Setthi lotto!

Setthi lottery is a fun way to win big money without any effort. Players choose nine random numbers and have them drawn. If the numbers match, they win the jackpot. If the numbers don’t match, the player loses money and has to pay the rest of the money. Unlike other lotto games, Setthi lotto has small stakes, and the prize is big. There is no better way to win a million euros than by playing Setthi lotto online.

If you live in a country where Setthi lotto is played, consider signing up for it. It’s inexpensive and easy to play, and there’s no risk of losing money, and there are lots of prizes available every week. If you can’t attend the games in person, you can also play online, which is completely safe and convenient. You can even play Setthi lottery games online if you don’t live in Setthi.

by Nana Sara

Vehicle May 13,2022

Video Surveillance Cameras Make Your Car Road-worthy

Your vehicle darts along the road, continuing to speed faster and faster. You press on the brakes, and discover you’ve lost control over the vehicle’s breaking system! Seconds later, you hit a wall. Proving Newton’s law that “for every action there is an equal and opposite reaction,” your head whips back against the headrest. The airbag, which ballooned on impact, cushions your head. With your cranium buried in the inflated airbag, you feel like a dummy, and that is precisely what you are – a crash test dummy. To optimize what they could learn from you, researchers had placed a video surveillance camera on the wall. Such cameras remain useful throughout the life of an automobile.

The Production
From start to finish, the production of an automobile is a very precise and meticulous process. Video surveillance cameras are vital in ensuring that quality control is always maintained. They are mainly used for inspecting many parts, verifying that parts have been positioned properly and in 3D guidance of robots. For instance “smart” cameras are frequently used in various stages of automobile production. The camera helps robots “learn” certain parts. The robots, in turn, use a “vision processor” to verify that a correct product has been installed.

Along an automobile assembly line, video surveillance cameras are also used to monitor the totally automated installation of the windshield and rear-window. Cameras ensure that parts, such as panels, have been positioned accurately onto the vehicle’s body.

The Testing
Many tests are conducted on automobiles. These are carried out to improve their quality and safety. One example is the crash test. High speed cameras, which can capture more frames per second than other cameras, are used. The camera helps to detail what happens to the passenger and automobile during the crash. Due to the high cost of crash tests, these cameras are invaluable in helping researchers obtain as much data as possible from the test. A video surveillance camera can be used for other types of tests on cars. For example, the road test checks whether or not the car is worthy to be driven on roads. Lastly, a video surveillance camera can be used to enforce quality control at emissions test centers, where the amount of pollutants that a vehicle produces is tested.

The Protection
In addition to assisting in the production and testing of automobiles, video surveillance cameras can also be used to safeguard automobiles from auto theft, a grave problem in America. Consider the following statistics.

* Every year, over one million vehicles are stolen in the United States.
* In 2005, the 2001 BMW M Roadster was the most frequently stolen passenger vehicle in the United States.
* In 2006, more vehicles were stolen in Las Vegas than in any other metropolitan area in the United States.

Mounted in places such as driveways, parking lots, parking garages, and car alarm stores, video surveillance cameras are valuable in protecting one’s investment. In addition to capturing visual evidence against car thieves, they also serve as a deterrent for those who are thinking about taking someone else’s Jaguar, Road Runner, or Bug.

There is no doubt that from the assembly line to the junkyard, video surveillance cameras shift gears to play vital roles in the lives of automobiles.

Archive 23/05/2022